[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.luckylucky.cz\/jak-investovat-do-akcii\/#Article","mainEntityOfPage":"https:\/\/www.luckylucky.cz\/jak-investovat-do-akcii\/","headline":"Jak investovat do akci\u00ed?","name":"Jak investovat do akci\u00ed?","description":"Investov\u00e1n\u00ed do akci\u00ed nen\u00ed slo\u017eit\u00e9. Pot\u0159ebujete jen po\u010d\u00edta\u010d, p\u0159ipojen\u00ed k internetu, p\u00e1r tis\u00edc korun jako kapit\u00e1l a \u00fa\u010det u brokera, kter\u00fd v\u00e1m n\u00e1kup akci\u00ed zprost\u0159edkuje. Mnoho za\u010d\u00e1te\u010dn\u00edk\u016f ov\u0161em zapom\u00edn\u00e1, \u017ee… Pokra\u010dovat ve \u010dten\u00ed \"Jak investovat do akci\u00ed?\"<\/span> <\/span><\/a><\/span>","datePublished":"2021-02-05","dateModified":"2023-08-17","author":{"@type":"Person","@id":"https:\/\/www.luckylucky.cz\/author\/#Person","name":"luckylucky.cz\n","url":"https:\/\/www.luckylucky.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"luckylucky.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.luckylucky.cz\/wp-content\/uploads\/luckylucky-cz-img2_Brmw4M.jpg","url":"https:\/\/www.luckylucky.cz\/wp-content\/uploads\/luckylucky-cz-img2_Brmw4M.jpg","height":0,"width":0},"url":"https:\/\/www.luckylucky.cz\/jak-investovat-do-akcii\/","about":["Finance"],"wordCount":475,"articleBody":" Investov\u00e1n\u00ed do akci\u00ed nen\u00ed slo\u017eit\u00e9. Pot\u0159ebujete jen po\u010d\u00edta\u010d, p\u0159ipojen\u00ed k internetu, p\u00e1r tis\u00edc korun jako kapit\u00e1l a \u00fa\u010det u brokera, kter\u00fd v\u00e1m n\u00e1kup akci\u00ed zprost\u0159edkuje. Mnoho za\u010d\u00e1te\u010dn\u00edk\u016f ov\u0161em zapom\u00edn\u00e1, \u017ee d\u016fle\u017eit\u00e9 je tak\u00e9 know-how. Bez znalosti trhu se toti\u017e nevyhnete zbyte\u010dn\u00fdm chyb\u00e1m, kter\u00e9 mohou vyj\u00edt opravdu draze. Velkou chybu m\u016f\u017eete ud\u011blat u\u017e p\u0159i vkladu pen\u011bz. V\u011bt\u0161ina broker\u016f vy\u017eaduje vklad kolem 2000 korun. \u0158ada za\u010d\u00e1te\u010dn\u00edk\u016f, kte\u0159\u00ed cht\u011bj\u00ed investovat do akci\u00ed, se zam\u011b\u0159uje pr\u00e1v\u011b na tento parametr, proto\u017ee necht\u011bj\u00ed investovat vysok\u00e9 \u010d\u00e1stky. Jen\u017ee s n\u00edzk\u00fdm kapit\u00e1lem nelze vytvo\u0159it kvalitn\u00ed investi\u010dn\u00ed portfolio. \u010c\u00edm v\u00edce r\u016fzn\u00fdch titul\u016f v portfoliu m\u00e1te, t\u00edm ni\u017e\u0161\u00ed je riziko, \u017ee pen\u00edze ztrat\u00edte (tzv. diverzifikace). Jen\u017ee ani za 10 tis\u00edc korun v\u00edce akciov\u00fdch titul\u016f nekoup\u00edte a pokud ano, tak zaplat\u00edte extr\u00e9mn\u011b vysok\u00fd poplatek. Pozor na poplatky za n\u00e1kup akci\u00ed Broke\u0159i si \u00fa\u010dtuj\u00ed poplatek za ka\u017ed\u00fd n\u00e1kup nebo prodej akci\u00ed, kter\u00fd v\u00e1m zprost\u0159edkuj\u00ed. B\u011b\u017en\u011b se setk\u00e1te s t\u00edm, \u017ee minim\u00e1ln\u00ed poplatek je 100, 300 nebo dokonce 500 korun na obchod. Do jedn\u00e9 objedn\u00e1vky lze ov\u0161em zadat jen jeden typ akci\u00ed (ale v libovoln\u00e9m mno\u017estv\u00ed). Pokud chcete koupit 10 r\u016fzn\u00fdch akci\u00ed, tak mus\u00edte vytvo\u0159it 10 objedn\u00e1vek (a zaplatit 10x poplatek). Pokud tedy nem\u00e1te vysok\u00fd kapit\u00e1l, je lep\u0161\u00ed vlo\u017eit pen\u00edze do akciov\u00fdch fond\u016f nebo ETF anebo zvolit brokera s n\u00edzk\u00fdmi poplatky (nap\u0159\u00edklad spole\u010dnost XTB). Dividendov\u00e9 investov\u00e1n\u00ed Dal\u0161\u00ed chybou m\u016f\u017ee b\u00fdt investov\u00e1n\u00ed do akci\u00ed podle dividendov\u00e9ho v\u00fdnosu. Kupovat akcie s vysokou dividendou toti\u017e nen\u00ed v\u00fdhra. Skv\u011bl\u00fdm p\u0159\u00edkladem jsou akcie na pra\u017esk\u00e9 akciov\u00e9 burze. Jejich pr\u016fm\u011brn\u00fd dividendov\u00fd v\u00fdnos (5-6 % za rok) je v celosv\u011btov\u00e9m m\u011b\u0159\u00edtku nadstandardn\u00ed. Samotn\u00e1 hodnota akci\u00ed ale z dlouhodob\u00e9ho hlediska sp\u00ed\u0161e stagnuje, co\u017e je patrn\u00e9 nap\u0159\u00edklad z indexu PX. Pokud se ale pod\u00edv\u00e1te nap\u0159\u00edklad na akcie z americk\u00e9ho indexu S&P 500, tak jejich pr\u016fm\u011brn\u00fd (a dlouhodob\u00fd) kapit\u00e1lov\u00fd v\u00fdnos p\u0159esahuje 9 % ro\u010dn\u011b. Jejich pr\u016fm\u011brn\u00e1 ro\u010dn\u00ed dividenda p\u0159itom nep\u0159esahuje 2 %. Pokud kupujete akcie, tak si spo\u010d\u00edtejte, kolik procent ztrat\u00edte na poplatc\u00edch (poplatek za n\u00e1kup, za spr\u00e1vu \u00fa\u010dtu, za v\u00fdb\u011br pen\u011bz\u2026). N\u00e1sledn\u011b zkuste odhadnout, kolik procent v\u00e1m nakoupen\u00e9 akcie za rok vyd\u011blaj\u00ed. M\u016f\u017eete toti\u017e zjistit, \u017ee pen\u00edze ztracen\u00e9 na poplatc\u00edch v\u00e1m va\u0161e portfolio nevr\u00e1t\u00ed ani za n\u011bkolik let! 4.3\/5 - (3 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak investovat do akci\u00ed?","item":"https:\/\/www.luckylucky.cz\/jak-investovat-do-akcii\/#breadcrumbitem"}]}]